BrokerExamPublications
Case notes
Summaries of published RIBO discipline decisions, with CanLII citations, newest first.
- The Sandhu decision: a renewal that said No
RIBO's Discipline Committee reprimanded Kuldip Sandhu after his agent licence was revoked and his RIBO renewal denied any disciplinary action.
- The Philips decision: an unlicensed referrer at work
RIBO's Discipline Committee reprimanded Stephen Philips after he delegated client tasks, including an application signing, to an unlicensed referrer.
- The Kuchinsky decision: a policy never renewed
RIBO's Discipline Committee revoked Michael Caleb Kuchinsky's registration: a client's policy went unrenewed, and he paid the client's loss himself.
- The Peragine decision: cheques from taxi drivers
RIBO's Discipline Committee reprimanded and fined Frank Peragine $2,500 after he admitted taking extra payments from taxi drivers and misleading two brokerages.
- The Nourian decision: a slip with no application
RIBO's Discipline Committee suspended a broker for three months after she issued a temporary liability slip with no signed application and later backdated one.
- The Bourre decision: premiums pocketed, slips faked
RIBO's Discipline Committee found Josephine Bourre guilty of misconduct for depositing client premiums personally and issuing false liability slips.
- The Owanubi decision: a broker's false claims
RIBO's Discipline Committee suspended a Level 1 broker for one month after she admitted submitting 39 false health claims to her employer's group insurer.